THE HELD (HIGH EARNER, LOTS OF DEBT) PLAN
Your student loans.
Your wealth.
One plan.
You didn't spend a decade in training to spend another one drowning in debt. There's a smarter way — one where your loan strategy and your wealth plan work together, not against each other.
You're earning well.
But it doesn't feel that way.
You've worked hard to build your career. You're earning more than ever. But with $100,000+ in student loans hanging over you, it can feel like your income is spoken for before it reaches you.
Maybe you're:
Making high monthly loan payments that leave little room for investing
Unsure whether PSLF or income-driven repayment is right for you
Putting off building wealth because the loan feels like it has to come first
Getting generic financial advice that doesn't account for your situation
Wondering if you'll ever feel financially ahead — not just on paper
What if your student loan strategy and wealth building goals were coordinated together -- not addressed separately?
WHAT YOU WALK AWAY WITH
Clarity, strategy, and a financial plan tailored to you.
Potential Reduction of Loan Payments
A student loan strategy designed to evaluate repayment options that may reduce monthly payments depending on individual circumstances and program eligibility.
Long-Term Wealth Planning
Funds available as a result of student loan repayment strategies may be allocated toward investment and financial planning goals.*
Financial Protection Planning
Disability insurance, life insurance, and estate planning strategies designed to help address identified financial risks and protection needs.**
A plan built around your life
Not generic advice. A comprehensive financial plan that reflects your goals, your timeline, and what you actually want your life to look like.
Ongoing Student Loan Support
Ongoing student loan review and support through third-party service providers to help monitor repayment strategies over time.***
A long-term partner
Ongoing investment management and financial guidance designed to address financial considerations for high earners with high federal debt.
Meet Mary Strong
Founder & Lead Financial Advisor
Mary is the founder of Wealth by Design, powered by Cambridge Financial Services. She focuses on comprehensive financial planning for high earners with high debt , managing student debt and long-term financial goals.
Mary's approach integrates student loan planning with broader financial planning considerations. When they work together, everything changes.
She works with high earners with high debt to develop individaulzed financial plans.
Let's design a plan
that works for your life.
Book a free Connection Call with my team. We'll talk through your student loans, your goals, and whether The Physician Wealth Blueprint is the right fit for you.
*Investing involves risk, including possible loss of principal. There is no guarantee that investment objectives will be achieved.
**Insurance policies are subject to terms, conditions, exclusions, and limitations.
***Third-party services are provided by independent entities not affiliated with Wealth by Design unless otherwise stated.
Securities and investment advisory services offered through Hornor, Townsend & Kent, LLC (HTK), Registered Investment Adviser, Member FINRA/SIPC. 800-873-7637, www.htk.com. Any other listed entities are unaffiliated with Hornor, Townsend & Kent, LLC. The views expressed are those of the presenting party and may not necessarily represent those of HTK or its affiliates. The material is not intended to be a recommendation, offer or solicitation. HTK does not provide legal and tax advice. Always consult a qualified tax advisor regarding your personal situation and a qualified legal professional for your personal estate. Wealth by Design is not affiliated with Horner, Townsend, & Kent, LLC.
We are insurance and securities licensed in our resident state of PA, as well as other states. Please contact us for additional listing of licensed states. This is not an offer or solicitation in any state where not properly licensed or registered.
Our representatives are licensed to offer insurance and security products in our resident state(s) of Arizona, in addition to other states. For additional licensing information please contact our office. This is not an offer or solicitation of products and/or services in states where not properly licensed and/or registered.
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